Jonathan Ray

Loan Officer
NMLS#: 1627069

Phone: (707) 718-4104
jray@pclhomeloan.com

Hello, welcome to my page.

I’ve grown up in the mortgage and real estate world with my father has been a realtor in Solano county for over 40 years.

I have been in the mortgage world for many years, helping clients with every type of loan possible. If there is a loan type possible, I have probably done it.

Prior to becoming a mortgage professional, I was a Baseball coach. Coaching professionally, collegiately and in high school. I have a huge passion for coaching, teaching, and helping people whether those people are in the mortgage world or local kids.

Currently I coach Varsity baseball at a local solano county high school.

Our Loan Process

1: Pre-Approval

A loan pre-approval sets you up for a smooth home buying experience.

2: Shop

Start working with a real estate agent and viewing homes.

3: Loan Application

A few documents are needed to get a loan file through underwriting.

4: Loan Processing

Assemble all the necessary paperwork and details for the underwriter.

5: Underwriting

They closely evaluate all the documentation in the loan package.

6: Closing

Documents are drawn and sent to the title company for closing.